Mobile Repair Coverage
On Every Job Site
Mobile equipment repair operations need coverage that travels — protecting service trucks, on-board tools, diagnostic equipment, customer property in your custody, and workers' comp at trade-specific rates whether you're on a job site, a customer's facility, or back at the shop. KTL writes mobile repair programs combining commercial auto, inland marine, garagekeepers (mobile form), and workers' comp on a single coordinated policy.
- A-Rated Carriers OnlyWe place coverage only with A-rated insurers, so claims get paid without drama.
- Re-Shopped Every RenewalEvery renewal is re-shopped across the market — competitive pricing with no coverage shortcuts.
- One Dedicated SpecialistOne specialist owns your account — they know your operation and they pick up when you call.
What Makes KTL
Different?
Fast answers, honest pricing, and a specialist Our mobile equipment repair services ensure who stays with you — that's the whole playbook.
Same-Day Quotes
Binding-ready pricing in under 24 hours from A-rated carriers — answers when you actually need them. Learn more about our mobile equipment repair offerings.
Get a QuoteA Specialist, Not a Call Center
You're not a policy number. Your dedicated specialist knows your business, your risks, and your name — for the long haul.
Get a QuoteRe-Marketed Every Renewal
Every renewal gets re-marketed across top carriers, so your premium stays honest and your coverage stays broad.
Get a QuoteTrusted Carrier Network
Direct relationships with the strongest carriers in the market for faster quotes and better terms.
Get a Quote
Garage Liability
Premises and operations liability for repair shops, dealers, and service garages — foundational for the trade.
- Limits & deductibles built around you
- AM Best A-rated carriers
- Quotes back the same day
Garagekeepers
Coverage for damage to customer vehicles in your care, custody, or control during service.
- Limits & deductibles built around you
- AM Best A-rated carriers
- Quotes back the same day
Tools & Equipment
Inland marine coverage for hand tools, diagnostic equipment, and shop machinery on-site or in transit.
- Limits & deductibles built around you
- AM Best A-rated carriers
- Quotes back the same day
Coverage for every kind
of business.
Whether you're a one-person shop or a multi-state operation, we speak your industry's language.
Manufacturing
Purpose-built coverage for this class.
Restaurants
Purpose-built coverage for this class.
Contractors
Purpose-built coverage for this class.
Retail
Purpose-built coverage for this class.
Consulting
Purpose-built coverage for this class.
Law Firms
Purpose-built coverage for this class.
Engineering
Purpose-built coverage for this class.
Medical
Purpose-built coverage for this class.
Real Estate
Purpose-built coverage for this class.
Home Healthcare
Purpose-built coverage for this class.
Hospice Care
Purpose-built coverage for this class.
Medical Labs
Purpose-built coverage for this class.
Pharmaceutical Manufacturing
Purpose-built coverage for this class.
E-Commerce
Purpose-built coverage for this class.
Repair Shops
Purpose-built coverage for this class.
Your Path to
Mobile Equipment Repair
Five clear steps, one specialist, zero runaround.
Share Your Business
Walk your KTL specialist through the basics — operations, payroll, revenue, locations, and loss history. About 15 minutes, however you prefer to talk.
We Shop the Market
We take your risk to 4-7 A-rated markets and negotiate limits, deductibles, and pricing on your behalf.
Review Tailored Options
You'll receive a side-by-side comparison of 2-3 top quotes — coverage details, limits, exclusions, and total premium clearly laid out for easy decision-making.
Choose & Customize
Pick the program that fits, then fine-tune it — endorsements, limits, and deductibles adjusted to your budget.
Activate Coverage
Sign and pay, and certificates land in your inbox within hours. Your Mobile Equipment Repair coverage starts immediately, with your specialist staying on as your single point of contact.
Trust isn't claimed.
It's earned.
For more than twenty years, business owners across multiple states have kept their insurance with KTL — many for generations. That kind of loyalty isn't bought; it's earned one renewal at a time.
Licensed
Multistate
Based in San Diego, licensed and writing business coast to coast.
California
Arizona
Nevada
Texas
Oregon
Washington
Ohio
Utah
Virginia
Beyond the
Core Policy
Coverage rarely stops at mobile equipment repair — we round out the rest of your program efficiently and at the right price.
Product Liability
Repaired-equipment claims
Surety Bonds
License bonds for the trade
Tools Coverage
Hand tools and diagnostic equipment
Building Coverage
Shop and bay coverage
Umbrella Liability
Extended limits over primary
Pollution Liability
Fluid and chemical spill coverage
Cyber Liability
Customer payment data protection
Business Income
Lost revenue replacement
Mobile Equipment Repair
Straight Answers
Straight answers on mobile equipment repair, from a team that has placed hundreds of these programs.
Same-day turnaround is the norm — most mobile equipment repair quotes come back within business hours. Call (858) 350-0555 or use the online form and a KTL specialist will follow up with binding-ready options.
Since 2002, more than 1,000 businesses have trusted KTL. Every policy is placed with an A-rated carrier, re-shopped at renewal, and managed by a specialist who knows your account personally.
Yes. We exclusively place coverage with insurers rated "A" (Excellent) or better by AM Best. This ensures financial strength to pay claims and provides peace of mind that your coverage will be there when you need it.
Garage liability is required in most states to operate a repair business legally. Workers' comp is statutory if you have employees. Garagekeepers and other coverages may be required by your lease, lender, or location.
Garage liability covers third-party claims, but damage to customer vehicles in your custody requires garagekeepers coverage. We include it on every shop policy — direct primary, legal liability, or both options available.